Interest rates in the country are on the rise as the RBI’s Monetary Policy Committee (MPC) has hiked the key repo rate thrice in its last three policy review meetings. Following this, banks have also been revising upwards their interest rate offerings on deposits as well as loans.
Here’s the comparison of the current fixed deposit (FD) interest rates offered by three lenders State Bank of India (SBI), Punjab National Bank (PNB) and HDFC Bank on deposits below Rs 2 crore:
SBI’s FD Rates (Below Rs 2 crore):
7 days to 45 days: For General Public – 2.90 per cent; For Senior Citizens – 3.40 per cent
46 days to 179 days: For General Public – 3.90 per cent; For Senior Citizens – 4.40 per cent
180 days to 210 days: For General Public – 4.55 per cent; For Senior Citizens – 5.05 per cent
211 Days to less than 1 year: For General Public – 4.60 per cent; For Senior Citizens – 5.10 per cent
1 year to less than 2 years: For General Public – 5.45 per cent; For Senior Citizens – 5.95 per cent
2 years to less than 3 years: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
3 years to less than 5 year: For General Public – 5.60 per cent; For Senior Citizens – 6.10 per cent
5 years to up to 10 years: For General Public – 5.65 per cent; For Senior Citizens – 6.15 per cent.
HDFC Bank’s FD Rates (Below Rs 2 crore):
7 days to 14 days: For General Public – 2.75 per cent; For Senior Citizens – 3.25 per cent
15 days to 29 days: For General Public – 2.75 per cent; For Senior Citizens – 3.25 per cent
30 days to 45 days: For General Public – 3.25 per cent; For Senior Citizens – 3.75 per cent
46 days to 90 days: For General Public – 3.25 per cent; For Senior Citizens – 3.75 per cent
91 days to 179 days: For General Public – 3.75 per cent; For Senior Citizens – 4.25 per cent
180 days to 270 days: For General Public – 4.65 per cent; For Senior Citizens – 5.15 per cent
271 days to less than 1 year: For General Public – 4.65 per cent; For Senior Citizens – 5.15 per cent
1 year: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
Above 1 year to 2 years: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
Above 2 Years to 3 Years: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
Above 3 years to 5 years: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
Above 5 years to 10 years: For General Public – 6.10 per cent; For Senior Citizens – 6.60 per cent
1111 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent.
Punjab National Bank’s FD Rates (Below Rs 2 crore):
7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
30 days to 45 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
46 days to 90 days: For General Public – 3.25 per cent; For Senior Citizens – 3.75 per cent
91 days to 179 days: For General Public – 4.00 per cent; For Senior Citizens – 4.50 per cent
180 days to 270 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
271 days to less than 1 year: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
1 year: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
Above 1 year to 2 years: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
Above 2 Years to 3 Years: For General Public – 5.60 per cent; For Senior Citizens – 6.10 per cent
Above 3 years to 5 years: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
Above 5 years to 10 years: For General Public – 5.65 per cent; For Senior Citizens – 6.15 per cent
1111 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent.
Read all the Latest Business News and Breaking News here
Comments
0 comment